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The story centers on Charlie (Quinn), a Los Angeles billionaire financial whiz who goes into self-imposed exile in Tijuana after his empire is revealed to have been a Ponzi scheme. While looking for the woman he abandoned there 25 years before, Charlie is pursued by a Mexican gangster (Andy Garcia), a federal agent (Mario Van Peebles) and thugs sent by a former client (Luke Goss) looking to retrieve his money.