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Based on the short story by Philip K. Dick, "Paycheck" is about world famous genius Michael Jennings (Ben Affleck), who does specialized projects for high-tech corporations. Once a job is complete, his memory is erased so as not to divulge any company secrets. Highly paid for his work, Jennings expects to earn $4.4 billion for his latest 5-year project, but upon completion of the job, instead of a big paycheck, he is given an envelope full of random objects and told that he has agreed to forfeit all payment. With his memory erased per usual, Jennings has no defense, until he discovers that the objects are clues to his past. Now, with the help of Rachel (Uma Thurman), the woman he has worked with and loved for the last three years, Jennings is in a race against time to put the pieces of his past together before the people he once worked for have him killed.
Earl Montgomery (Martin Lawrence) is a cocky L.A.P.D. cadet who would probably be a great cop if it weren't for his rebellious behavior. When his attitude gets him kicked out of the police academy, he can only find employment as a lowly security guard at "National Security." After Earl accuses uptight police officer Hank Rafferty (Steve Zahn) of harassment, Hank is stripped of his badge and ends up as a guard at National Security as well, where Earl's overzealous style of police work leads to the discovery of a sophisticated smuggling operation led by Nash (Eric Roberts) and a possible police cover-up. Now everyone wants Earl and Hank dead – though they just may kill each other first.